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Logo FDIC-Insured—Backed by the full faith and credit of the U.S. Government

Local bank here for you.

Optimize your personal and business banking with an advisory approach.

We start by learning about your business, and then offer personalized guidance and advice. Together, we’ll build thoughtful solutions for your qualifying business.

 

  • Checking & Savings
  • Cash Flow Management
  • Loans & Lending

Home Grown Values & Ethics

Learn more about the fourth generational, family owned history in the making.

Local bank here for you.

Optimize your personal and business banking with an advisory approach.

We start by learning about your business, and then offer personalized guidance and advice. Together, we’ll build thoughtful solutions for your qualifying business.

 

  • Checking & Savings
  • Cash Flow Management
  • Loans & Lending

Products and Services That Are Right For You

We have all the financial products and services you need.

Business Services

Peoples State Bank offers a variety of accounts, perfect for your unique business.

Agriculture Services

Our Ag lenders take an individual approach to your financing with loans approved locally.

Personal Services

You have a lifestyle. We have an account designed to fit you.

Location & Hours

We’re here to serve you with branches in Minot & Velva. Come see us today!

Download App

Peoples State Bank’s mobile app allows you to access what you need, when you want, with more functionality.

View Rates

Call us today to find the perfect rate for you!

 

About Us

We’ve been serving the community since 1915, and are proud to provide you with quality loans, products and excellent customer service at two branch locations. For wherever you are in life, we’re your bank.

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Our History

Peoples State Bank of Velva is a locally owned, independent bank. Founded in 1909 and based in Velva, PSB has been providing banking services to the communities of North Dakota for over 100 years. The bank expanded operations to Minot in 2009 with a branch that offers checking and savings accounts as well as IRAs.

Commercial lending services are also available through the ag department. With everything from mortgages and personal loans to credit cards and car loans, Peoples State Bank is committed to helping those in our communities succeed on their way towards achieving their goals.

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Our Culture

Peoples State Bank of Velva is a community bank that offers traditional and innovative banking services to local residents. We’re proud to be part of the North Dakota landscape, and we take pride in our loyalty to this area. Supporting our local community means supporting economic development, assisting service organizations in their efforts to help others, and taking care of you through friendly personal customer service.

We offer banking products for all types of customers: those just starting out with a checking account or an emergency fund; families looking for student loans or retirement planning advice; business owners who need capital; farmers seeking farm financing – whatever your needs may be, Peoples State Bank has a product that’s right for you!

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Download Our Mobile App!

The Peoples State Bank Mobile App provides you with the convenience and functionality you need to access your accounts when and where you want.

With Mobile App You Can:

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Touch ID or PIN Authentication

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View balances and account activity

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Make mobile deposits using your camera

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Mobile bill pay and person-to-person payments

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Transfer Money Between Accounts

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Personalize your app

Get a Free Quote for Crop Insurance.

Do you have questions about crop insurance? Request a free quote from our Kumm Insurance professionals.

Farm Financing Made Easy.

We’re experts in farm financing. Let us help you get the most out of your operation.

FAQ

The last thing we want to do is leave you hanging. So we’re here to answer all your questions. And if you’re not finding what you need here, feel free to call us for extra support during store hours!

What types of accounts do you offer?
We offer a variety of accounts to meet your needs, including personal and business checking, savings, and money market accounts. Visit our Accounts page for details.
How can I apply for a loan?
You can apply for a loan by visiting any of our branch locations. Our team is here to guide you through the application process and help you find the right loan option.
Is online banking available?
Yes, we provide secure online banking services that allow you to check balances, transfer funds, pay bills, and more—all from the convenience of your computer or mobile device.
What should I do if I lose my debit card?
If your debit/credit card is lost or stolen, please contact us immediately at our customer service number. We will help you protect your account and issue a replacement card.
Do you offer financial planning services?
Yes, we offer financial planning and advisory services to help you achieve your financial goals. Schedule an appointment with one of our advisors to learn more about how we can assist you.

Connect With Us

Fill out the form below, so we can learn more about how we can help!

Words From Our CEO

Here at Peoples State Bank, we’ve been providing high-quality service with a personal touch to our customers since 1915. With services designed for business owners, farmers, families, and more, we really are your bank.
RICK BEALL

CEO