Local bank here for you.
Optimize your personal and business banking with an advisory approach.
We start by learning about your business, and then offer personalized guidance and advice. Together, we’ll build thoughtful solutions for your qualifying business.
- Checking & Savings
- Cash Flow Management
- Loans & Lending
Home Grown Values & Ethics
Learn more about the fourth generational, family owned history in the making.
Local bank here for you.
Optimize your personal and business banking with an advisory approach.
We start by learning about your business, and then offer personalized guidance and advice. Together, we’ll build thoughtful solutions for your qualifying business.
- Checking & Savings
- Cash Flow Management
- Loans & Lending
Products and Services That Are Right For You
We have all the financial products and services you need.

Business Services
Peoples State Bank offers a variety of accounts, perfect for your unique business.

Agriculture Services
Our Ag lenders take an individual approach to your financing with loans approved locally.

Personal Services
You have a lifestyle. We have an account designed to fit you.

Location & Hours
We’re here to serve you with branches in Minot & Velva. Come see us today!

Download App
Peoples State Bank’s mobile app allows you to access what you need, when you want, with more functionality.

View Rates
Call us today to find the perfect rate for you!
About Us
Our History
Peoples State Bank of Velva is a locally owned, independent bank. Founded in 1909 and based in Velva, PSB has been providing banking services to the communities of North Dakota for over 100 years. The bank expanded operations to Minot in 2009 with a branch that offers checking and savings accounts as well as IRAs.
Commercial lending services are also available through the ag department. With everything from mortgages and personal loans to credit cards and car loans, Peoples State Bank is committed to helping those in our communities succeed on their way towards achieving their goals.
Our Culture
Peoples State Bank of Velva is a community bank that offers traditional and innovative banking services to local residents. We’re proud to be part of the North Dakota landscape, and we take pride in our loyalty to this area. Supporting our local community means supporting economic development, assisting service organizations in their efforts to help others, and taking care of you through friendly personal customer service.
We offer banking products for all types of customers: those just starting out with a checking account or an emergency fund; families looking for student loans or retirement planning advice; business owners who need capital; farmers seeking farm financing – whatever your needs may be, Peoples State Bank has a product that’s right for you!
Download Our Mobile App!
The Peoples State Bank Mobile App provides you with the convenience and functionality you need to access your accounts when and where you want.
Get a Free Quote for Crop Insurance.
Do you have questions about crop insurance? Request a free quote from our Kumm Insurance professionals.
Farm Financing Made Easy.
We’re experts in farm financing. Let us help you get the most out of your operation.
FAQ
The last thing we want to do is leave you hanging. So we’re here to answer all your questions. And if you’re not finding what you need here, feel free to call us for extra support during store hours!
What types of accounts do you offer?
How can I apply for a loan?
Is online banking available?
What should I do if I lose my debit card?
Do you offer financial planning services?
Connect With Us
Fill out the form below, so we can learn more about how we can help!



